How Surplus Funds Recovery Works

Our proven 4-step process makes recovering your surplus funds simple and stress-free. We handle the complex legal requirements while keeping you informed every step of the way.

Our Step-by-Step Process

From initial eligibility check to funds in your account - here's exactly how we help you recover your surplus funds.

01

Free Eligibility Check

Timeline: Same Day

We review your property details and determine if you're owed surplus funds from a tax sale or foreclosure.

What We Do:

  • Property address and county verification
  • Sale date and type confirmation (tax deed vs foreclosure)
  • Initial surplus amount estimation
  • Ownership verification process
  • Immediate eligibility determination

Expected Outcome:

You'll know within hours if you have a valid claim and estimated surplus amount.

02

Document Retrieval

Timeline: 3-7 Days

We obtain all necessary court documents and sale records from the county clerk's office.

What We Do:

  • Official sale documentation from county records
  • Property deed and ownership history
  • Tax lien and judgment documents
  • Auction sale certificates and receipts
  • Legal description and parcel information

Expected Outcome:

Complete documentation package assembled for your surplus claim filing.

03

Claim Filing

Timeline: 1-2 Weeks

We prepare and file your complete claim package with proper documentation and legal requirements.

What We Do:

  • Professional claim preparation with all required forms
  • Notarized documentation and legal affidavits
  • Submission to appropriate county office
  • Tracking number and filing confirmation
  • Follow-up with county clerk for processing status

Expected Outcome:

Your claim is officially filed and in the county's review queue.

04

Funds Recovery

Timeline: 30-60 Days

Upon approval, surplus funds are disbursed directly to you according to county procedures.

What We Do:

  • County review and approval process
  • Final verification and legal clearance
  • Direct disbursement to property owner
  • Our contingency fee collected from recovery
  • Case closure and documentation provided

Expected Outcome:

You receive your surplus funds minus our agreed contingency fee.

Eligibility Requirements

To qualify for surplus funds recovery, you must meet these basic requirements:

Property Ownership

You must have been the legal owner of the property at the time of sale.

Timing Deadlines

Claims must be filed within statutory deadlines (varies by county, typically 2-4 years).

Documentation

Basic property information and identification documents are required.

Clear Title

No outstanding legal disputes or conflicting ownership claims on the property.

Process Questions & Answers

Common questions about our surplus funds recovery process.

How long does the entire process take?

Most cases are completed within 60-90 days from initial eligibility check to funds disbursement. Complex cases with multiple claimants or legal issues may take longer.

What documents do I need to provide?

You'll need basic property information (address, approximate sale date), valid identification, and any property documents you may have. We handle obtaining most required documentation.

Can I file the claim myself?

Yes, property owners can file surplus claims independently. However, the process involves complex legal requirements, strict deadlines, and detailed county procedures that most people find challenging to navigate alone.

What if my claim is denied?

We review all denials and, if appropriate, file appeals or work with you to address any issues. Our experience helps minimize denials through proper initial filing procedures.

Important Time Limits

Surplus funds claims have strict deadlines that vary by county (typically 2-4 years from the sale date). If you think you may be owed surplus funds, don't wait - deadlines are firm and missing them means losing your right to recover the funds permanently.

Ready to Start Your Recovery?

Our free eligibility check takes just 2 minutes and could reveal thousands of dollars you're owed. Don't let deadlines pass - start your recovery today.

Questions about the process? Contact us for a free consultation.